As a Mortgage Loan Officer my job isn’t simply “to get people a mortgage”…
…it’s much MUCH more than that.
It’s to help people, whether they’re buying a home or refinancing their current mortgage, choose a mortgage option that BEST fits their SPECIFIC financial circumstances.
If you already have a mortgage, I’d be honored to discuss with you your specific financial circumstances in order to see if your current mortgage is the best option for you.
For instance:
👉We can see if we can lower your monthly payment (rates have decreased)
👉We can see if we get rid of PMI (equity has increased)
👉We can see if we can save you 10’s of $1,000’s in interest payments (reducing your payment term)
👉We can see if we can payoff high-interest debts/high payment debts (mortgage rates a cheap compared to credit cards and other debts
👉We can see if what you have is already perfect for you
If you’d be interested in a conversation, there is zero obligation or costs, then reach out to me…I’m here to help YOU.
And if you’re thinking about buying a home, I can also discuss with you your current financial situation and go through the myriad of mortgage options to find the BEST option for you.
All you have to do is reach out and I’ll be here to help/answer any questions 🙂
Jim Marcinkowski 
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